Nissan Auto Loans - Cleveland

Serving McDonald, Cleveland, and East Brainerd, TN

If you're interested in buying a new or used Nissan, one thing that you might be wondering about is how you are going to pay for it. If you're hoping to get financing so that you can make your vehicle purchase, we are here to help. We work with people with all different credit scores and situations and will do our best to help you secure the financing that you need to purchase the new or used Nissan that you want.

Is Financing a Car a Good Idea?

Some people prefer to purchase their cars in cash. There might be a certain appeal to not having to make a car payment, but financing a vehicle can be a good idea. You can often buy a newer, better and more reliable vehicle if you can secure financing rather than if you were trying to pay with cash. Plus, you don't have to worry about draining your savings, and you can instead make reasonable monthly payments until your vehicle is paid off. Additionally, financing a car can help you establish or maintain good credit and can even help you with making your bad credit score go up, as long as you make on-time payments each month.

When compared to leasing a car, financing and buying a car of your own can be the better choice as well. Then, when the car is paid off, it's yours, so you don't have to worry about making monthly payments on something that will never belong to you. Plus, you don't have to worry about mileage restrictions or other issues that can go along with leasing.

Is There a Minimum Credit Score to Finance a Car?

Of course, a credit score does matter when it comes to financing a vehicle. Those who have higher credit scores often find it easier to get approved and can generally get loans with lower interest rates and lower down payment requirements.

If you don't have good credit, however, you shouldn't assume that you can't purchase a car with financing. Dependable, responsible and hardworking people find themselves in this situation all the time. Job loss, divorce, and some other things can lead to your credit score suffering, even if you've worked hard and done your best to pay your bills on time. Though this can be a setback, it doesn't mean that we can't help you.

We work with a network of banks and finance companies, and some of them work with buyers who have bad credit. We work with people with all sorts of credit scores here, so don't let your credit score prevent you from coming in to try to work out a deal. We will do our best to help you secure financing so that you can leave with the car that you want.

There's no reason to wait any longer to purchase the Nissan vehicle that you want. Come to our dealership in the Cleveland area so that we can show you our new and used inventory. We're sure you will find something that you like, and once you do, we will sit down with you and talk to you about your options. Our goal is to help you get out the door with new keys in your hand if at all possible.

Ask About Auto Financing


Nissan of Cleveland

131 Pleasant Grove Rd
Directions McDonald, TN 37353

  • Contact Us: (855) 686-6420


  • Monday 9:00am - 7:30pm
  • Tuesday 9:00am - 7:30pm
  • Wednesday 9:00am - 7:30pm
  • Thursday 9:00am - 7:30pm
  • Friday 9:00am - 7:30pm
  • Saturday 9:00am - 7:30pm
  • Sunday Closed
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